A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. How Financial Professionals Are Compensated Read this overview to learn how financial advisors are compensated. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.